Zvinogona kunzwa senge kukwikwidza kwemari kubhuroka zororo zvachose pamapoinzi. (Ndege yekuenda kuParis ne Zvinogona kunzwa senge kukwikwidza kwemari kubhuroka zororo zvachose pamapoinzi. (Ndege yekuenda kuParis ne$0 kubva muhomwe? Hongu, ndapota.) Asi kana mukana wekudzorera mari uri patafura, zvingava zvakaoma kuziva kuti ndeupi huri nani. Ndosaka takadaidza Julian Kheel, director uye muongorori mukuru pa The Points Guy , kutidzidzisa kuti tingaverengera sei sarudzo yakanaka. Semuenzaniso, iyo Citi AAdvantage Platinum Select World Elite Mastercard iri kupa bhonasi ye50,000 mamaira. The Points Guy inokoshesa American Airlines AAdvantage mamaira pa 1.4 cents imwe neimwe. Wedzera 50,000 mamaira ne 1.4 masendi uye zviri pachena kuti bhonasi inokosha $700. Iwe unogona kushandisa iyo yakafanana sisitimu kuona kana mibairo inoenderera pane kadhi rekufambisa iri nani pane iyo iri pakadhi rekudzoserwa mari. Semuyenzaniso, Citi Double Cash Card inowana zvikamu zviviri kubva muzana zvemari pane zvese zvinenge zvatengwa, ukuwo Hilton Honours American Express Card inowana mapoinzi matatu eHilton padhora pakutenga kwakawanda. Zvinoenderana nekukosheswa kwakaitwa neThe Points Guy, mapoinzi eHilton angori masendi 0.6 chete, saka padhora rega rega raunoshandisa, uri kungowana masendi 1.8-pasi pemasendi maviri padhora raunowana neCiti Double Cash. Zvinhu zvakaita sezvipo zvekugamuchira uye kusaina-mabhonasi (zvakajairwa nemakadhi echikwereti anopa kufamba mamaira) zvinogona kupeta zvikero kana zvasvika pakuona kuti kadhi ripi rinopa mubairo uri nani. The Chase Sapphire Preferred Card inopa bhonasi yekusaina yemakumi matanhatu mapoinzi (anokosha $1,200 kana ichishandiswa paanenge gumi nenhatu ndege nehotera, maererano neThe Points Guy's yazvino kukosha) mushure mekuita $4,000 mukutenga mumwedzi mitatu yekutanga yekuvhura account. . Makadhi e-cash-back, kune rumwe rutivi, anowanzo kupa mabhonasi ekusayina ayo anokosha mazana emadhora emadhora zvakanyanya. Zvakanakawo kucherechedza zvinhu zvinoda mabhonasi ekushandisa zvikamu (semuenzaniso, iyo Chase Sapphire Yakasarudzika Kadhi inopa 3x Ultimate Mibayiro mapoinzi pane zvese zvekufamba uye zvekudyira kutenga) uye muripo wepagore (dzimwe mari dzepagore dzinokwira madhora mazana matatu nemakumi mashanu, izvo zvinokanganisa chero mapoinzi mabhenefiti) . Kuti unyatsoona kukosha kwemibairo iri kupihwa nekadhi, iwe unofanirwa kutarisa iyo kukosha (ruzivo rwunogaro gadziridzwa paThe Points Guy) uye wowedzera iyo nhamba nehuwandu hwebhonasi. Izvozvo zvakati, Kheel ane sarudzo yepamusoro yemhando yega yega yekadhi: 'The Citi Double Cash kadhi rakasimba, remazuva ese rekudzoserwa mari rinozobatsira vanhu vazhinji zvakanaka, uye Chase Sapphire Inofarira Kadhi rakakura rekupa mibairo yekufamba iro rinogona kuenderana nezvinodiwa nevatangi vekutanga nevafambi vepamberi. RELATED: Maitiro ekubhadharira Kwako Kwekuzorora Kwese muKiredhiti Kadhi Mapoinzi
Zvinhu Zvekutanga Kutanga: Ndeapi Mapoinzi kana Miles Akakosha?
Pane Zvimwe Zvinhu Zvokufunga nezvazvo
Pazasi Line
Zvinhu Zvekutanga Kutanga: Ndeapi Mapoinzi kana Miles Akakosha?
Semuenzaniso, iyo Citi AAdvantage Platinum Select World Elite Mastercard iri kupa bhonasi ye50,000 mamaira. The Points Guy inokoshesa American Airlines AAdvantage mamaira pa 1.4 cents imwe neimwe. Wedzera 50,000 mamaira ne 1.4 masendi uye zviri pachena kuti bhonasi inokosha 0.
Iwe unogona kushandisa iyo yakafanana sisitimu kuona kana mibairo inoenderera pane kadhi rekufambisa iri nani pane iyo iri pakadhi rekudzoserwa mari. Semuyenzaniso, Citi Double Cash Card inowana zvikamu zviviri kubva muzana zvemari pane zvese zvinenge zvatengwa, ukuwo Hilton Honours American Express Card inowana mapoinzi matatu eHilton padhora pakutenga kwakawanda.
Zvinoenderana nekukosheswa kwakaitwa neThe Points Guy, mapoinzi eHilton angori masendi 0.6 chete, saka padhora rega rega raunoshandisa, uri kungowana masendi 1.8-pasi pemasendi maviri padhora raunowana neCiti Double Cash.
Pane Zvimwe Zvinhu Zvokufunga nezvazvo
Zvinhu zvakaita sezvipo zvekugamuchira uye kusaina-mabhonasi (zvakajairwa nemakadhi echikwereti anopa kufamba mamaira) zvinogona kupeta zvikero kana zvasvika pakuona kuti kadhi ripi rinopa mubairo uri nani. The Chase Sapphire Preferred Card inopa bhonasi yekusaina yemakumi matanhatu mapoinzi (anokosha ,200 kana ichishandiswa paanenge gumi nenhatu ndege nehotera, maererano neThe Points Guy's yazvino kukosha) mushure mekuita ,000 mukutenga mumwedzi mitatu yekutanga yekuvhura account. . Makadhi e-cash-back, kune rumwe rutivi, anowanzo kupa mabhonasi ekusayina ayo anokosha mazana emadhora emadhora zvakanyanya.
Zvakanakawo kucherechedza zvinhu zvinoda mabhonasi ekushandisa zvikamu (semuenzaniso, iyo Chase Sapphire Yakasarudzika Kadhi inopa 3x Ultimate Mibayiro mapoinzi pane zvese zvekufamba uye zvekudyira kutenga) uye muripo wepagore (dzimwe mari dzepagore dzinokwira madhora mazana matatu nemakumi mashanu, izvo zvinokanganisa chero mapoinzi mabhenefiti) .
Pazasi Line
Kuti unyatsoona kukosha kwemibairo iri kupihwa nekadhi, iwe unofanirwa kutarisa iyo kukosha (ruzivo rwunogaro gadziridzwa paThe Points Guy) uye wowedzera iyo nhamba nehuwandu hwebhonasi.
Izvozvo zvakati, Kheel ane sarudzo yepamusoro yemhando yega yega yekadhi: 'The Citi Double Cash kadhi rakasimba, remazuva ese rekudzoserwa mari rinozobatsira vanhu vazhinji zvakanaka, uye Chase Sapphire Inofarira Kadhi rakakura rekupa mibairo yekufamba iro rinogona kuenderana nezvinodiwa nevatangi vekutanga nevafambi vepamberi.
RELATED: Maitiro ekubhadharira Kwako Kwekuzorora Kwese muKiredhiti Kadhi Mapoinzi
