Nyika yakakura yekubviswa kwemari inogona kunge iine hunyanzvi hwemari pakati pedu vachikwenya misoro yedu kuuya nguva yemutero. Asi kana zvasvika pakuve muridzi wemba, unenge uchichengetedza zvikuru, chikuru buckage kana iwe uchiziva zvaunofanirwa nazvo. We checked in with Lisa Greene-Lewis , CPA uye TurboTax Mutero Nyanzvi, kune ese akakosha nzvimbo iwe unofanirwa kunge uchisimudzira Sekuru Sam rupo kumberi kwemba.
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Makumi maviri nemakumi maviri Mortgage Payments
Iyo biggie: Unogona kubvisa mari yemubereko yakabhadharwa pachikwereti chako. Kana iwe wakatenga imba yako gore rapfuura, unofanirwa kunge uchigamuchira gwaro rinonzi Form 1098 kubva kune wako mukweretesi rinosanganisira mari yemubereko yakabhadharwa, pamwe chete nemapoinzi awakabhadhara, kuitira kuti iwe ugone kuwedzera kubviswa kwako kuti udzorere hombe.
Kurasikirwa Netsaona
Heino tarisiro yekuti hausi kunyatsotora iyi, iyo inofanirwa kunge iri mugumisiro wechiitiko chekare, chisingatarisirwi kana chisina kujairika (sekuparara kwepfuma semugumisiro wegore rapfuura rinotyisa dutu remhepo, somuenzaniso). Kana kurasikirwa kwako kunopfuura 10 muzana yemari yako, unogona kubvisa chero inshuwarisi yako isingafukidze.
Simba rezuva
Kana iwe wakagadzira chero kuvandudzwa kwezuva munguva pfupi yapfuura (ona: mapaneru emagetsi), unokodzera kuwana chikwereti che30 muzana yemutengo wakazara, kusanganisira kuiswa, pasina muganhu wakatemerwa. Ziva kuti iyo yekugara ine simba inobudirira pfuma kiredhiti ichadonha pamusoro pemakore pasi peiyo nyowani yemutero kodhi, saka usamirire nguva yakareba kana iwe uri noodling pane tarisiro. (Chikwereti chinodzikira kusvika pamakumi maviri nenhanhatu muzana pagore remutero 2020; 22 muzana yegore remutero 2021, yobva yaperaZvita 31, 2021.)
Makumi maviri nemakumi maviri Historical Preservation
Kutenga chekare fixer-kumusoro? Unogona kunge uchikodzera kuderedzwa. Nepo kiredhiti chekuchengetedza chenhoroondo ichinyanya kushanda kune 'zvinoita mari' zvivakwa (sezvivakwa zvekutengesa), dzimwe nyika dzine nhoroondo yekuchengetedza mutero wekuchengetedza dzimba dzevaridzi. Kuti ukwanise kwavari, imba yako inofanirwa kunyorwa paNational Register of Historic Places, uye chero basa raitwa rinofanirwa kuongororwa kuti rive nechokwadi chekuti rinosangana nezvinodiwa pakuchengetedza.
Mari dzekuroja paSecondary Imba
Kusiyana nekugara kwako kwekutanga (zvinoita kwete kuverenga rendi semari inobhadhariswa mutero), kana ukarenda imba yako yechipiri kweanopfuura mavhiki maviri pagore, unofanira kuishuma paunodzoka. Nekudaro, iwe unogona kuwana mazororo emutero nenzira yemitengo yekugadzirisa ine chekuita nemari yekurenda: zvinoreva zvinhu zvakaita semidziyo, kugadzirisa uye fenicha.
Capital Gains Kusabatanidzwa
Ruzhinji rwevateresi havadi kubhadhara mutero pamubhadharo wekutengesa imba yavo, nekuda kwemurume uyu. Pfungwa: Kana iwe uine uye uchigara mumusha wako mukuru kwemakore maviri kubva mashanu isati yatengeswa, unogona kuita purofiti inosvika madhora mazana maviri nemakumi mashanu kana uchitengesa uye usingazoitore pamitero yako. Sevanhu vakaroorana, unogona kukwanisa kubvisa mari inosvika zviuru mazana mashanu emadhora. Nekune rimwe divi, kana wakaisa muhomwe inodarika 0,000 (uri wega) kana 0,000 (semurume nemukadzi), uchabhadhariswa mutero.
Makumi maviri nemakumi maviri Home Office
Kana iwe ukashandisa zviri pamutemo hofisi yako yekumba yakazara-nguva (nguva dzose uye chete, maererano nemitemo ye IRS ), unogona kutora kubviswa kwehofisi yekumba kwechikamu chemubereko wembandi yako, inishuwarenzi uye kugadzirisa — izvo zvinoenderana nechikamu chechikamu cheskweya footage yako inoshandiswa kubhizinesi rako.
Property Taxes
Chiyeuchidzo: Kana iwe ukanyora zvakabviswa, unogona kunyora mari yakazara yemutero weimba yako. Asi musoro kumusoro: Kutanga inotevera gore kubviswa uku kuchaganhurwa kumadhora gumi ezviuru (pamwe nekodhi yemutero mutsva).
Moving Costs
Wakatenga imba yako itsva nekuda kwebasa here? Kana ukasangana nezvinodiwa (aka unoshanda nguva yakazara kwemavhiki makumi matatu nemapfumbamwe mukati memwedzi gumi nemiviri yekutanga mushure mekutama, uye gigi yako nyowani inosvika mamaira makumi mashanu kure nemba yako yekare pane yako yekare yebasa), iwe. inogona kutora mari yako yekufambisa-zvese kubva kune vanofambisa kuenda kumabhokisi ekuchengetera.
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