Iwe uri muridzi webhizinesi diki here? Pamwe uri kungotamba nepfungwa yekutanga yako wega side hustle uye uchida kunzwisisa purofiti yako. Kuverenga chikwereti chako-ku-equity ratio ndiyo imwe yenzira dzakajeka dzekuona hutano hwese hwemhando yako. Mumashoko akareruka, zvinokubatsira kuongorora zvinhu zvako zvichienzaniswa nezvikwereti zvako, asi zvinotonyanya kukosha, zvinokupa kuongorora kugadzikana kwemari kwebiz yako. Ndiwo mumwe wemibvunzo yepamusoro iwe yaungango bvunzwa nevaisimari. Pano, tinoiputsa.
Chii Chinonzi Chikwereti-ku-Equity Ratio?
Chikwereti-ku-equity ratio-inowanzozivikanwa seyero yeD / E-inotarisa chikwereti chekambani (chero zvikwereti kana mari inokweretwa) kana ichienzaniswa nehuwandu hwayo hwese (iyo pfuma yaunayo).
Nhamba iyi yakagadzirirwa kutsanangura kuti kambani inokwanisa here kubhadhara zvikwereti zvayo. Yakaderera D/E reshiyo inoshanda mukufarira kwako-chiratidzo chekuti wakagadzikana mune zvemari uye uine zviwanikwa zvemukati zvinofanirwa kuita purofiti kana hupfumi hwakangoerekana hwavapo. Padivi refiripi, chiyero cheD/E padivi repamusoro (kana icho chiri kusimuka zvishoma nezvishoma) chinogona kunge chiri chiratidzo kune vanoisa mari kuti chikwereti chako chinodarika kugona kwekambani yako kugadzira capital yayo kana kuita purofiti. Mune mamwe mazwi, bhizinesi rako rinotsamira pachikwereti kune mari yekushanda. Izvi zvinonyanya kunetseka kana kambani yako iri nyowani.
Chii Chikwereti?
Mune ino kesi, tiri kutaura nezve chero zvikwereti zvawatora kuti uite bhizinesi rako. Ngatitii une chitoro chemaruva uye wakatora chikwereti chebhizinesi diki kubatsira kubhadhara mutengo wemushandi wenguva pfupi uye chikamu cherendi yako. Chinhu chipi nechipi chinoenda chisina kubhadharwa kana kuti iwe une chikwereti chemari sechikamu chechiratidzo chako (kunyange mari yaunokwereta kubva kune shamwari yauchazofanira kubhadhara) inonzi chikwereti.
Chii chinonzi Equity?
Uku ndiko kukosha kwezvinhu zvekambani yako (mari, zvivakwa, zvishandiso) mushure unobvisa chero zvikwereti kana zvikwereti. Nezve bhizinesi remaruva iro… toti wakatenga chitoro chako nemadhora mazana maviri nemakumi mashanu, nemadhora zana nemakumi mashanu pasi. Waitofanira kutora chikwereti chebhangi kuti uvhare 0,000 yasara. Izvo zvinoita kuti chikwereti chako chose (maererano neimba) 0,000 uye yako yakaenzana 0,000 (kureva ichi ndicho chikamu chaunacho, hapana tambo dzakabatanidzwa). Saka muchiitiko ichi, reshiyo i.67.
Chii Chikwereti Chakanaka kune Equity Ratio?
Kuti uone izvi, iwe unofanirwa chaizvo kuziva indasitiri yako. (Vagadziri vanotarisa mureshiyo yeD/E yako vanofanira kunge vachinyatsoziva izvi zvakare.) Semuenzaniso, avhareji D/E reshiyo yemakambani eS&P 500 (seLowe's kana Domino's Pizza) anowanzo 1.5. Asi vanoisa mari mumaindasitiri emari vanogona kutarisira chiyero cheD/E chiri 2.0 uye pamusoro. Mabhizinesi madiki kana masevhisi-akafanana nechitoro chemaruva-zvichida anoda chiyero cheD/E chiri 1.0 kana pasi, sezvo vaine zvinhu zvishoma kuti zviwedzere.
Ndizvo zvakaita muziso remuoni. Semuenzaniso, chikwereti chepamusoro-ku-equity ratio chinogona kuva dambudziko kana chimwe chinhu chikaitika (kuderera kwehupfumi, somuenzaniso) apo iwe kamwe kamwe haugoni kubhadhara mabhiriro kana kuramba uine chikwereti. Sezvineiwo, chiyero chechikwereti chepamusoro-ku-equity anogona zvinoreva mikana yekukura nokukurumidza. Mushure mezvose, ngatiti iwe unoshandisa chikwereti ichocho kuti uwedzere bhizinesi uye utange nzira itsva yekuwana mari (itsva maruva ekutumira sevhisi, whoop!) Inogona kuva nezvikomborero zvikuru.
Ramba uchifunga kuti chikwereti chakaderera-ku-equity chiyero chinogona kunge chiri nengozi, uye kudzoka pakudyara kunowedzerawo kuve kwakadzikama. Zvakadaro, makambani ane chikwereti chakaderera-ku-equity ratios haasi panjodzi yekukwira kwehupfumi uye kuderera uye haadiki kubuda mubhizinesi.
Maitiro eKuverengera Chikwereti Chako-ku-Equity Ratio?
Nzira yakanakisa yekuverenga chikwereti chako-ku-equity ratio ndeyekutevera iyi equation:
Chikwereti-ku-equity ratio = yako yenguva pfupi + yenguva refu zvikwereti / shareholders 'equity
Kuti uverenge kuenzana kwevagovani, unofanirwa kutarisa zvinhu zvako zvese uye kubvisa zvikwereti zvako. (Funga nezve 0,000 yekubhadhara-pasi uye 0,000 yemortgage muenzaniso.)
MuExcel, unogona kukwidza chero chikwereti (remba yako, masara ekadhi rechikwereti kana chero mimwe mitsara yekiredhiti) mune imwe koramu. Muchikamu chiri padivi payo, wedzera huwandu hwako hwese (pfuma kana midziyo yaunayo, yakachengetedzwa mihoro kana mari inobhadharwa nevashambadziri vakabhadhara mukutsinhana nestock yekambani, nezvimwewo). Tevere, patsanura sero nezvikwereti zvako nesero nekuenzana kwako. Izvo zvichakubatsira iwe kugadzira chikwereti chako-ku-equity ratio.
Asi zvingave zvakakodzera kuhaya nyanzvi kuti ikuitire masvomhu uye ita chokwadi chekuti unonyatso funga nezvemhando yezvikwereti zvaungave nazvo. (Izvi zvinotangira kubva kuzvikwereti zvenguva pfupi uye zvenguva refu uye mabhondi kusvika pakubhadhara mubereko.) Zvakafanana zvinoenda pakuverenga midziyo yako, iyo inogona kuverengerwa zvakanyanya.
Vashandi vanotarisa kune iyi kuverenga kuti vaone kuti bhizinesi rako rine njodzi sei, uye nhamba iyi inoitawo chikamu mukukwanisa kwako kukwereta mari yeramangwana; Mabhangi haadi kuti iwe uve wakawandisa uye kazhinji unoisa chivharo pahuwandu hwavachakukweretesa, zvichibva pachikwereti chebhizinesi rako-ku-equity ratio.
Mashandisiro Ako Chikwereti-ku-Equity Ratio Kuturikira Profitability
Pazasi mutsara: Chikwereti-ku-equity chiyero chishandiso chinoshandiswa nevaridzi vebhizinesi uye vanoisa mari kuongorora zvisungo zvemari uye mukana wekuwana. Inokubatsira kufanotaura njodzi, kunyanya sezvo ichishanda kune yako brand zano uye chimiro chemari. Kana chikwereti chako-ku-equity ratio chakakwirira kudarika 1.0, inogona kuva chiratidzo chokuti iwe wakanyanyisa. Asi zvinogona zvakare kureva kuti iwe uri pamusoro pechinhu chikuru. Izvo zviri kwauri (uye vanoisa mari yako) kuti vatore code.
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