Dai muchato wega wega wawakamboenda waive nemutengo mukuru wakarembera pauri kuti uone kuti zvese zvinodhura zvakadii - pati yevanhu mazana maviri nemakumi mashanu muhotera yedhorobha rePhilly hotera yaizotaridzika zvakasiyana kubva kune yepedyo vanhu makumi mashanu. nyaya muRockies ... kana kuti zvingadaro?
Kana iwe uchinetseka kuti ungaronga sei muchato pane bhajeti, kunzwisisa vatariri vakuru vekuronga chiitiko kuchave kwakakosha mukukubatsira kuti ugare muhuwandu hwako. Semuyenzaniso, unogona kunge uchifunga kuti hukama hwepedyo nechikafu chinoshamisa, mimhanzi uye ambience zvichave zvakanyanya kudhura kupfuura, toti, 400-munhu soiree pahoro yechiitiko-asi sezvo diki resitorendi yako isingaite michato. izvo kazhinji, hazvina kumbokurukurwa kuti rudzii rwewaini yaive pamenyu uye Sekuru vako Phil vakaraira bhodhoro revintage Cab yakawedzera, hmmm , ,000 kune bhiri.
Saka, chii chinopinda mune yakajairwa bhajeti remuchato? Isu takatarisa muNew York City chiitiko kuronga Jennifer Brisman , aka the Wedding Planner, kudzidza nezveavhareji yemari yemuchato uye nzira dzekuidzikisa kuti iwe ugone kushandisa zvakanyanya mari yako.
Iyo Budget Yemuchato Inowanzo Kuputsika:
1. Mari yepamutemo (1% yebhajeti)
Kunyangwe ukachata muchechi yeorthodox, ita kuti shamwari yako Chad anyore kuti ave mushumiri pamhepo kana kuzvibatanidza (hongu, unogona kuroora pasina wechitatu mune dzimwe nzvimbo, sePennsylvania), pachave neimwe mhando yemutengo— semuripo werezinesi rekuroora. Kana uri kushandisa mufundisi, Brisman anoti mukuru wako anogona kukupa sarudzo pakati pekupa mupiro kuimba yavo yekunamatira kana muripo webasa ravo. Kana iwe ukaita yekutanga, inogona kubviswa mutero. Zvakakodzera kucherechedzwa.
2. Zvipo zvepati yemuchato (2% yebhajeti)
Kunyange zvisingadi zvachose, zvakanaka kwazvo, kunyanya kana bato rako remuchato rakapinda bachelorette nekugeza. Brisman anopa zano, zvakadaro, kugadzirisa izvi pakupera kwerwendo rwekuronga kana watarisa zvinhu zvematikiti mahombe. Nenzira iyi, hausi kushandisa chero capital yaungade kuisa kumwe kunhu.
3. Mazano uye gratuities (2% yebhajeti)
Zviri nyore kukanganwa kuti ichi chinofanira kunge chiri chikamu chebhajeti yako-saka zvinyore nekukurumidza (uye zvirangarire kazhinji). Funga nezvazvo sekutenda kwakakodzera, Brisman anotiudza, kwete chete nebasa rakaitwa nemazvo, asi nekuenda pamusoro nepamusoro. Kana mumwe munhu achishandira kambani, zvakakodzera kumupa mazano; kana vakazvishandira uye iwe uri kuvabhadhara, zvakananga, izvi hazvina kurairwa zvakanyanya. Zvakare, pachiitiko ichi, gratuity haisi chikamu chemutengo wese-saka usanzwe uchisungirwa kubhadhara 20 muzana tip pamadhora zviuru zvishanu zvekutora mifananidzo. Zano zvaunofunga kuti zvakakodzera!
Four. Kukoka uye mapepa zvinhu (7% yebhajeti)
Zvese zvetsika zvinhu zvinowedzera, saka Brisman anokurudzira kuti vatengi vake vave nechokwadi chekuti vanoziva zvavari mukati uye kuti vane sarudzo: Kune dzakawanda kwazvo dzinodhura sarudzo dzekunyorera uye mapepa zvinhu, zvese zvakadhindwa uye zvedhijitari. Ita basa rako remumba uye nyatso simbisa kuti unoziva zvaunoda uye zvaunoda uye kuti ese ari mubhajeti. Hazvina musoro kuenda pamusoro pebhajeti pazvinhu izvo vanhu vanowanzorasa.
5. Zvipfeko zvemwenga nechikomba uye zvishongedzo (5% yebhajeti)
Iyi ndiyo imwe nzvimbo vanhu vanoshaya mari mubhajeti, Brisman anopopota mushure mekuona mwenga mushure memuroora vachiedza ,000 rokwe rekunakidzwa chete vobva vatanga kudanana naro. Kana iwe uri kuyedza kuchengetedza muchikamu ichi ramba uchifunga: Unongopfeka kamwe chete.
6. Kutora mifananidzo uye videography (10% yebhajeti)
Kana paine chinhu chimwe chete chekusanyora pachiri, chikamu ichi, anodaro Brisman: Iyi inzvimbo imwe yekudyara. Mapikicha anogara kwehupenyu hwose! Uye mavhidhiyo ndiyo chete nzira yekutora mashiripiti uye simba rezuva uye kunakidzwa nayo kwemakore anouya, netarisiro nevana vako nevazukuru.
7. Mimhanzi uye varaidzo (12% yebhajeti)
Hapana mutemo wakaoma uye unokurumidza wekuti muchato wega wega unofanirwa kushanduka kuita bato rekutamba, asi kana iwe uchida kubuda mafambiro, mimhanzi yakanaka ndiyo yakakosha. Kunetsekana pamusoro pezvaunotaura? Kana bhajeti yako isingakwanisi kutenga bhendi, DJ anoshamisa achaziva kuverenga mhomho uye kuridza mimhanzi yakakodzera panguva yakakodzera.
8. Maruva nekushongedza (13% yebhajeti)
Mapeoni ese aya angangodhura zvakanyanya- zvizhinji kupfuura zvawaifunga. Teerera yambiro yaBrisman: Usaronga paPinterest. Wana kufemerwa ipapo. Iyo mifananidzo yekushongedza kwemuchato ingangove yakapetwa kagumi pane zvauri kuronga kushandisa.
9. Nzvimbo yekugamuchira, chikafu, chinwiwa uye vashandi (45% yebhajeti)
Ahhh, zvinhu zvinonakidza. Uhu ndihwo humai hwebhajeti rako uye huchave nemhedzisiro yakakura pabato chairo. Brisman anokurudzira kuvhima pasi uye kuita sarudzo diki yechikafu nezvinwiwa chaizvo zvakanaka pane kuti uzviparadzire wakaonda nekuti zvicharatidza. Funga nezve izvo zvakanyanya kukosha kwauri uye shanda kumashure, anodaro.
Ikoko iwe unayo - bhajeti yako yekeke yemuchato ine mapfumbamwe. Zvinogona kuita sezvisingafadzi pane zvazvaingoita pawaingofunga masikati, asi kuva nechokwadi nezvekushandisa mari kunokuchengetedza kubva kune chero mashura makuru pasi pemutsara. Ndosaka takabvunzawo Brisman nezve kugaro bhajeti nhanho dzaanoona uye maitiro ekudzidzivisa.
Zvakajairwa Kuronga Muchato Zvikanganiso Zvinozoputira Budget Yako:
1. Rondedzero yako yevaenzi ivavariro inofamba
Chikanganiso chinowanzoitwa nevakaroorana kusarerutsa runyorwa rwevaenzi vavo. Saka tora nguva yako uchiivaka usati waronga, nekuti runyorwa rwevaenzi runogona uye anofanira tora mavhiki kusvika zero mukati. Kazhinji, Brisman anowana, unotanga nerondedzero yakasimba. Wobva waenda nezvezuva rako rebasa, kupera kwevhiki uye kufona kwesvondo rega rega nemhuri chete kuti uzive kuti kune vanhu vazhinji vawaifunga kuti vanofanirwa kunge vari pane iyo rondedzero. Saka, iwe unokura iyo rondedzero kuti uone kuti inonzwa sei kana yakagadziridzwa, wozongoona kuti unofanirwa kuidzosera pasi. Kutsvaga iyo svikiro inofara ndiyo yakakosha. Mhinduro iri pano ndeyekuona kuti idiki sei iwe yaungaite uchiparadzanisa B rondedzero.
2. Kudzivisa kurukurirano dzakaoma
Imwe yedzakareruka nzira dzekufambisa kupfuura zvinorwadza zvinowanzoitika pakuronga muchato ndeyekuita hurukuro dzisina kugadzikana pamberi muhurongwa hwekuronga-dzingave dzemhuri, chitendero kana, chokwadi, bhajeti. Kana iwe ukasataura nezvezvinhu izvi nekukurumidza, ivo vachauya kuzokutambudza iwe kana uchinge watova nezvimwe miriyoni zvimwe zvinhu zvekunetseka nazvo.
3. Kusavaka mucushion
Dzokorora shure kwedu: Hazvina mhosva kuti ndinoronga zvakawanda sei kana kuti zvakakwana sei Excel spreadsheet yangu, ndichave nemitengo isingatarisirwi. Iwe haugone kuronga zvisingatarisirwi, asi iwe anogona ronga izvo zvisingatarisirwi nekugadzira cushion yekuchengetedza mubhajeti yako. (Mic drop.)
4. Kuronga muchato wako pasocial media
Zvemagariro enhau inzvimbo yakanaka yekufemerwa, asi zvakare inopenya nemifananidzo yakanaka yemuchato isina kana imwe ratidziro kune chero zviratidzo zvemadhora, uye Brisman akaona mhedzisiro: Meso edu akakura kupfuura matumbu edu. Rangarira kuti aya mapfuti anoyevedza akaitirwa kudzvanya, kuda uye makomendi. Havaratidzi nzira yemuchato wakaitwa zvakanaka pabhajeti. Uye havatsananguri ‘vaviri vanofara.’ Shandisa social media uye mamwe mashoko edhijitari senzvimbo dzereferensi kuti utaure nevatengesi nezvemaitiro uye chiono chaunacho chezuva rako guru.
Isu takawana anopfuura akaringana anobatsira mazano kubva kumunhu anoita zvirongwa michato kuti uwane chokurarama nacho, asi zvakadini nevaroora chaivo nevaroora vakambopfuura napo nguva pfupi yadarika? Takakumbira matipi ekuchengetedza mari uye akangwara-kubhajeti kubva kushamwari dzedu dzakagara kuti dzitaure ngano. Hezvino zvavakatiudza.
Mazano ebhajeti kubva kune varoora chaivo nevaroora
1. Svetuka mazuva anoyevedza ekuchengetedza
Tarisai, isu tinoda ruoko calligraphy uye akasimudza mabhii zvakanyanya semunhu anotevera. Asi akadhindwa evha-iyo-mazuva anozokudyira mazana mashoma emari (zvishoma) pane chimwe chinhu chaunobva ipapo kuita zvakare kumuchato! Chokwadi, vakanaka uye vakanaka, asi zvakare havana basa (uye vanoparadza, handiti?). Pane kudaro, tumira yakanaka dhijitari yekuchengetedza-the-date kuburikidza nesaiti senge Paperless Post . Kune zvakare matani ekukwira kuenda kudhijitari: Unogona kuunganidza maemail, kutumira zviyeuchidzo, kuwiriranisa kusvika kumakarenda uye kuwana nyore kune yako muchato webhusaiti.
2. Vaka webhusaiti yemahara
Ehe, iwe unofanirwa kuve newebhusaiti yemuchato kuitira kuti vashanyi vako vawane nyore ruzivo rwese kuti vasakutumire mameseji zuva, bhazi rinotikwidza kupi, zvakare? Asi hapana chikonzero pay yewebhusaiti yemuchato mazuva ano-uye hongu, izvo zvinosanganisira zita rezita uye sevha! Nzvimbo dzakadai Zola uye Minted ipa mawebhusaiti emuchato emahara anogoneka, akapfava uye ari nyore kushandisa.
3. Ita mutemo mukuru unoderedza rondedzero yevaenzi pasi
Nhamba yako yezita ndeiyi zvose . Inozivisa menyu, nzvimbo uye bhajeti yako yese. Saka, shamwari ine shasha yakatizivisa kuti kuita mutemo mumwe se21 zvichipfuura
kana kuti kwete plus-ones kunze kwekunge yakakomba inzira iri nyore yekudzikisa nhamba yako pasina kukuvadza manzwiro.
4. Kweta chifukidzo chako
Kushandisa 0 pavheiri? Kana…bvunza shamwari ichangobva kuroora kuti imukweretese. Mikana iripo, achati hongu.
5. Uye zvishongo zvako
Kana iwe uri kuyedza kuita bhajeti, usapfudze mari pazvishongo zvemhando yepamusoro. Iwe unogona kunge uine tete kana mbuya vangakutendera nemufaro kukukwereta mhete dzedhaimondi kana maparera ezuva rino rakakosha muhupenyu hwako.
6. Tenga dzimwe sarudzo kune dzepamusoro-magumo emuchato boutiques
Kuda BHLDN , Floravera uye Modcloth .
7. Usakanganwa kuchinja mari
Rokwe rangu raiva 0—saka ndaifunga kuti ndiri kuuya pasi pebhajeti pairi…kusvikira ndawana mari yekuchinja ye0. Iva nechokwadi chekufunga nezvechinjo dzaungada paunenge uchiedza pamadhirezi, anonyevera kudaro Tanya, mwenga achangopfuura.
8. Kuroora pavhiki
Anna, aPampereDpeopleny muroora ane hupfumi hwekuchata-bhajeti, aive nemutambo wake neChina akatiudza, mutengo wakaderera ne60 muzana pane imwe nzvimbo neChishanu, uye 80 muzana pasi peMugovera. Chokwadi, zvainakidza kutaura kuti muchato wangu waive musi weChina, asi zvaishamisa! Vazhinji veshamwari dzangu vakatenda kuti handina kuvatonga pakupera kwevhiki kwavo uye vaigona kuenda kubasa zuva raitevera kana vaida chaizvo.
9. Bvunza mufananidzo wako kuti muyero wavo weawa ndewei
Uye wobva waona kuti ndeapi maawa anonyanya kukosha zvako. Pamwe haufanire kuve nemifananidzo yekugadzirira. Izvi zvinogona kuchengetedza mari inosvika chiuru chemadhora, anopa zano Anna.
10. Funga dzimwe sarudzo dzemhemberero
Kana mhemberero ichikwira mutengo wenyeredzi panzvimbo yako yekurota bato, tsvaga imwe nzvimbo yemhemberero yako. Mapaki anogara ari mutambo wakanaka, uye anongoda mvumo, iyo inowanzongoita mazana mashoma zvakanyanya. Central Park i0 uye ndiyo Central Park, mumwe muroora akatiudza.
11. Bvunza kana vatengesi vako vachizogamuchira mari pane kubhadhara mutero
Kwete kukukwezva kuti upinde mumusika mutema, asi kana mutero mudunhu seNew York uri 9 muzana, izvi zvinogona kukuchengetedza murwi wemari. Hauna kuzvinzwa kubva kwatiri.
12. Ona kana vatengesi vako vachizokupa mari
Mari nemutengesi chero upi zvake anoigamuchira, mumwe mwenga anotiudza, uye vazhinji vakazaruka kwairi. Panzvimbo yekupa mutori wemifananidzo wangu mari hombe mangwanani emuchato wangu, ndakaipatsanura pamusoro pekubhadhara kudiki kwepakati. Ndakabhadhara-izere nemwedzi kuti ndiende uye ndakanzwa zvinoshamisa kuti ndingotarisa zvachose izvo kubva pane yangu runyorwa.
13. Vhura kadhi rechikwereti rine hombe kusaina-up bhonasi
Uye bhadhara zvakawanda zvehusiku hwenyu nemapoinzi (heano mamwe emakadhi akanakisa ekuunganidza mibairo mikuru )—kana zororo rose!
14. Chinjana mapikicha ako epamuchato nokuda kwealbum remuchato
Unodaro zvachose need mapikicha ekuvimbisana? Vazhinji vevatori vemifananidzo vanoisa izvi mumitengo yavo. Ndiani anoziva? Pamwe iwe unogona kuchinjanisa mapikicha ekubatirana mapikicha ekudzokorora mapikicha echisvusvuro kana kunyange album yemuchato.
15. Itambire paresitorendi
Kubata muchato wako muresitorendi zvinoreva kuti chikafu, bara nevashandi vatove panzvimbo. Inogona zvakare (pamwe) kukubatsira kudzivirira nzvimbo yekurenda mari. Zvinhu zviviri zvekucherechedza, anodaro mukuru wedu webhajeti Anna: Iresitorendi ingangokumbira kuti utore chikafu uye chinwiwa chidiki-izvo zvinova zvine musoro. Uye iwe inofanirwa kuve nechokwadi chekuti resitorendi yakamboita izvi kare. Iwe hausi kuda kuve guinea pig mukuyedza kwavo kwemuchato.
16. Dzidza kuda Excel
Nemuroora wemangwana Rachel: Ndiri kuchata mumwedzi mumwe saka ndanga ndichigara mukati meExcel spreadsheet. Tine chinhu chimwe nechimwe kunze muspredishiti nemutengo unofungidzirwa wechinhu chimwe nechimwe, mutengo chaiwo, kuti takabhadhara zvakadii kusvika nhasi, mazano kune vese vatengesi vedu, nezvimwe. kuti tigone kutevedzera zvese zvinoshandiswa zviri nyore. Ini ndinokurudzira zvikuru kuve necushion yekudzokera kumashure nekuti kune miriyoni zvidiki zvinhu zvinobuda zvausingazozvidavirire, sekutenga chikafu chemangwanani (nelunch) yepati yako yemuchato iwe uchigadzirira uye kutora mafoto.
17. Ita splurge vs. scrimp list
Mumwe muroora achangoburwa (anonziwo Rachel) anopa zano kune vakaroorana vemangwana kuti vaise pekutanga pavanenge vaine mashandisiro akanaka uye OK kunyorera, Kwandiri, raive dhirezi (ini ndanga ndichingozvivharira izvi), asi zvaireva kuti ndaisakwanisa kuva nebhendi. (takanga tine DJ); kwaari, yaive fotobooth (iye aive ADAMANT kuti tine izvi), saka zvaireva kuti isu takachipa pazvifarirwa zvevaenzi (takaita tsika M&Ms, asi ivo vakawana memento yemifananidzo, zvakare, saka zvinotonhorera?). Pazasi mutsara: Yakatibatsira kutarisa kushandisa kwedu nekuisa pamberi pemitengo pamwe chete kumberi.
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